---
description: Get information about Stripe price, usability & features from verified user experiences. Read reviews from Indian business users & discover similar tools.
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title: Stripe Price, Features, Reviews & Ratings - Capterra India
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe)

# Stripe

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> Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features.
> 
> Verdict: Rated **4.6/5** by 3327 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Stripe?

Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 3327 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support Software | 4.2/5 | Based on overall reviews |
| Value for Money | 4.3/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Stripe
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based
- **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish
- **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more

## Features

- ACH Payment Processing
- API
- Billing & Invoicing
- Credit Card Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- In-Person Payments
- Mobile Access
- Mobile Payments
- Multi-Currency
- Multiple Payment Options
- PCI Compliance Software
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations
- Transaction Management
- Transaction Monitoring

## Integrations (109 total)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

... and 94 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.capterra.in/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.in/directory/30232/payment-processing/software)
- [Cryptocurrency Wallets software](https://www.capterra.in/directory/33075/cryptocurrency-wallets/software)
- [Currency Exchange Software](https://www.capterra.in/directory/10053/currency-exchange/software)
- [Cryptocurrency Exchange software](https://www.capterra.in/directory/33575/cryptocurrency-exchange/software)
- [Mobile Credit Card Processing Software](https://www.capterra.in/directory/31089/mobile-credit-card-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.in/software/179251/paypal) — 4.6/5 (26340 reviews)
2. [Venmo](https://www.capterra.in/software/182159/venmo-) — 4.7/5 (9275 reviews)
3. [Square Payments](https://www.capterra.in/software/170278/square-payments-processing) — 4.7/5 (2675 reviews)
4. [Square Point of Sale](https://www.capterra.in/software/154907/square-point-of-sale) — 4.6/5 (3027 reviews)
5. [Stax](https://www.capterra.in/software/157492/fattmerchant-payments-online) — 4.1/5 (118 reviews)

## Reviews

### "Funds Held for Over 1 Year Without Resolution" — 1.0/5

> **Ashish** | *14 April 2026* | Marketing & Advertising | Recommendation rating: 0.0/10
> 
> **Pros**: Stripe has a clean interface and is relatively easy to set up. The platform integrates well with various tools and provides a smooth payment experience while the account is active.
> 
> **Cons**: Account closures and fund holds are a major concern. In my case, Stripe held my balance of $3,425.80 for over 1 year after account closure, despite no chargebacks or disputes. Communication from support was limited, and no clear justification was provided for withholding funds beyond the standard reserve period.
> 
> My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and prolonged fund holds. My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including escalations, there has been no resolution. I would advise businesses to carefully consider these risks.

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### "Most suitable payment partner for your business\!" — 5.0/5

> **Shaunak** | *19 February 2025* | Information Technology & Services | Recommendation rating: 10.0/10
> 
> **Pros**: Stripe interface is very good, simple and easy to use. It gives you a well-knitted dashboard to track incoming and outgoing in a first glance. &#10;Stripe is very adopt-friendly, can be plugged-in with any existing tech stack (including low or no-code way).
> 
> **Cons**: No cons as such, but just to list one, In my country (India), people extensively use Unified Payment Interface linked with credit and debit accounts and that is not currently supported method. Would be great to have it.
> 
> My client is using Stripe for payment settlement using POS systems and I used BBPOS WisePad to test the user flow and develop the application.&#10;I am also eager to implement the multi-step payment sharing across platforms.&#10;I had very good experience overall.

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### "Local Bank for worldwide users" — 5.0/5

> **Vikash** | *19 December 2024* | Marketing & Advertising | Recommendation rating: 10.0/10
> 
> **Pros**: The Lower Fees compared to other alternatives, And they are helpful to pay international clients, with stripe i was able to expand my business to North america too.
> 
> **Cons**: The identity verfications, I have verified the account once but it asked once again after 6 months.
> 
> Stripe was an game changer for us, as an SEO agency  we always wanted clients from North america and Tier 1 countries, but the bank fees always took an huge part from us, But stripe solved it for us, Their fees is very low, Stripe is one of the most important payment system for us.

-----

### "A Reliable Payment Solution for Global Businesses" — 5.0/5

> **Verified Reviewer** | *9 January 2025* | Information Technology & Services | Recommendation rating: 10.0/10
> 
> **Pros**: Stripe offers great value for the money, and the dashboard is easy to use. It fulfills all of our needs.
> 
> **Cons**: If the form doesn't connect via Stripe immediately, it could be a little complicated to set up.

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### "Stripe: A good payment processing solution" — 5.0/5

> **Verified Reviewer** | *27 January 2025* | Information Technology & Services | Recommendation rating: 10.0/10
> 
> **Pros**: It provides developer friendly platform where it gives us excellent documentation and APIs.
> 
> **Cons**: Fees can be higher for certain payment methods and it has limited customer support.
> 
> My overall experience of this was excellent.

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## Links

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